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05 Oct 2023

Do More Online

Manage your account online online, no matter where you are, mobile, tablet or laptop. Your online account now allows you to do so much more why not register today.


The two most important things about a loan are, being able to borrow the money and being able to repay it. At Loughguile Credit Union Limited we encourage you to manage your money carefully by structuring loans around your needs and your ability to repay. Establish a good savings record by saving regularly so as to build up security for your loan.

Our Loans at a glance

Standard Loan

12.68% (APR 12.9%)

Whether you’re looking to borrow to assist with your household expenses or to help you make a larger purchase, we have the right standard loan to suit you. Borrow at a competitive rate with flexible repayment options and no penalties for early payment.

Why a Loughguile Credit Union Limited Loan is different
  • There are no hidden fees or transaction charges
  • Our interest rates are fair and reasonable compared to others in the market
  • Repayments are calculated on your reducing balance, so you pay less interest with each repayment
  • Your credit union loan is insured - subject to terms and conditions - at no direct cost to you. Other lenders charge for this
  • You can pay off your loan early, make additional lump sum repayments or increase your regular repayments, without a penalty. Other lenders may charge you extra for paying them back faster!
Why Borrow with Loughguile Credit Union Limited?
  • It sustains growth and employment as the money is spent locally
  • It provides opportunities to our members to travel abroad, get married, do home improvements, manage their finances, further their education etc
  • Borrowing from Loughguile Credit Union will help secure its future for generations of members to come

Our loan rate of 12.68% means you can borrow at a reasonable rate of credit compared to other financial providers – compare us to other financial service providers and you will see that you get a great deal at Loughguile Credit Union.

How do I apply for a loan?

You have to be a member of Loughguile Credit Union Limited, with a regular pattern of saving. For members, please visit or contact us and we can discuss your needs and give you an application form.

Loans are subject to approval. Terms & Conditions Apply

How to Apply

How to Apply

People who live or work in the Loughguile area can join online today; alternatively, call into our office, no appointment needed. What are you waiting for?